3
out of 5
POSTED: | BY: Lynda
Okay so far
Wellness program great but not very high in coverage
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Lynda
Regret not getting coverage before thyroid determination but something is better than nothing.
Ordinarily my Siberian is completely trained for pet therapy, companion, obedience and socialization and other than having to be treated for thyroid {same as me for life} she is extremely healthy and recognized by the community.
5
out of 5
POSTED: | BY: Christine
So Thankful for Embrace
I'm so thankful that we have Embrace, the whole claim process is easy and I couldn't be happier with my entire Embrace experience!
5
out of 5
POSTED: | BY: Anthony
Embrace provides a good service
I have had an Embrace policy on my two boxers and have been more than satisfied. I have recommended Embrace for the coverage they provide, the good service and the willingness to consider your questions.
5
out of 5
POSTED: | BY: Amy
Embrace is awesome!
They're all very helpful and great at explanations of coverage, etc. I'll never forget the care and empathy they showed to another pet at her passing. I realize they are a company, but they showed me that they cared. Thank you!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.