5
out of 5
POSTED: | BY: Vickie
Compassionate
Embrace staff are caring and compassionate. They answer my questions and process claims in a timely manner
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jennifer
Love this pet insurance!
I just love Embrace! We got this insurance for our boxer puppy. 6 months after we got him he tore his CCL. Embrace has been efficient and informative about the surgery process. I highly recommend Embrace for pet insurance!
5
out of 5
POSTED: | BY: Kate
Fast to respond!
Embrace is fast to respond. We've had a high volume of vet visits and medications since a mast cell tumor removal 3 months ago. If I call with a question, I get a friendly voice at the other end to help. If I email, I receive a quick and cheerful response. Our claims are processed quickly. Very happy with Embrace.
5
out of 5
POSTED: | BY: Ann Scofield
Best pet insurance
I have been very satisfied with Embrace Pet Insurance. I chose Embrace when I adopted our Boxer boy Baxter in December of 2012. I had lost my 12 gr old boxer girl to Boxer cardiomyopathy and the insurance I had on her would not pay due to what they called breed specific illnesses. She had been insured with that company for all 12 years. I researched several companies and felt Embrace was the best because they didn't discriminate for breed specific illnesses. Thank God Baxter hasn't had any serious illnesses but Embrace pays quickly and also pays according to what the veterinarian charges, not a limited amount. And you can choose your yearly deductible. Very happy with Embrace
1
out of 5
POSTED: | BY: Carol Shepler
Incompete and run around so they don't have to PAY legitimate claims!
I have had nothing but a miserable experience in filing a very legitimate claim...I would never have bother with insurance if I had thought they would act just like people insurance and try to find anyway not to cover legitimate claims! NOW after over 6 weeks of useless paperwork,(I am SURE his hip dysplasia diagnosised 6 yrs ago is closely related to his paralyze laryngeal collapse..NOT!) they claim they LOST all of my documentation for the $2800 bill...just managed to find the LAST page for $26...really...do I look that stupid. And WHY can I NOT go onto the "MY PORTAL and SEE ALL my paperwork I sent??? Very convenience that I cannot prove it...miserable customer service!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.