Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: WILLIAM

Thank you for your help.

My Bambi had to have 4 tumors remove because one of them was cancerous and the have a Biopsy tissues which turn out to be clear of cancer after the surgery. The stuff of Embrace Pet Insurance were kind to help full out the claims form when I ask how to do them and send, she send me the forms and instructions of how to fill them out. It seen to me that they care about my Bambi and me. Plus thank you for passing the claim very fast. I did not have to worry after I put my claim in, thank you. I would recommend EMBRACE PET INSURANCE to any body that needs insurance for their pets.
5

out of 5

POSTED: | BY: Donna

Super easy & fast

Love this insurance. My dog just had surgery and I received my payment fast. She had several appointments leading up to the surgery and any questions they. Had, they went right to the vet. Other insurers do not do this.
5

out of 5

POSTED: | BY: Sammy

Get the insurance!!

My Dobie jumped over an old part of my fence and tore her thigh really bad. The vets did a great job and she healed completely. Having her covered gave me financial peace of mind. Don’t even hesitate because you never know and it’s worth it.
5

out of 5

POSTED: | BY: Fern

Awesome Pet Insurance

I recommend Embrace Pet Insurance to everyone that has a pet. They are very responsive and keep the client informed of everything. The best there is!
5

out of 5

POSTED: | BY: karol

People should have this great company.And hope you never need it

Right now Finn is having testing done for horners syndrome or a brain tumor.. A MRI is required to correctly find out what it is. With out EMBRACE it would not be possible to do it.We love him and thank you for giving him a chance.Karol Rosenwald
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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