Embrace | Pet Insurance Review

I have been paying premiums since Oct. 2017. I filed my first claim 2/1/18 - it is still on hold, 3 months later. I filed 2nd claim on 3/3/18 - it just got processed, 2 months later. They are very prompt at sucking the premiums out of my checking account at the beginning of the month - painfully slow at anything else. Embrace dwells on the tiniest inconsequential comments in my pet's medical history, and uses them to exclude major coverage. Embrace held a contest in February 2018 which they misrepresented as "cutest sleeping dog photo" - it was actually "who could get the most friends to vote for their dog". Cuteness was irrelevant.

I can't rave about Embrace enough. My elderly dog is going for acupuncture and laser therapy and I am able to send him once a week due to Embrace. I have all my dogs on it and wouldn't change a thing. It's worth the price and more. Every vet I go to, every person I talk to, I encourage them to find out about Embrace and how it can help them.

I’vd had Embrace dog Insurance for approx 6-7 years or so and recently had to submit a very large claim. The process was easy and I like the fact that I didn’t have a deductible since I haven’t had a claim in over 4 years, reason being is that each year there isn’t a claim the deductible reduces by $50. That is a very nice feature. Within 7-10 days of submitting my claim a check had been issued. The staff is always kind and knowledgeable. My only dissatisfaction as with every insurance is the monthly cost has doubled since I first signed on. But if you’re not going to be disciplined to put away the money yourself each month for emergency I would highly recommend Embrace for the peace of mind should an emergency occur. It’s very expensive to get a dog treated at a vet. I just hope the monthly premium has a cap. Other than that I’m very grateful and thankful for their coverage and excellent customer service. ❤️

Embrace has literally saved my dog's life. After having been diagnosed with idiopathic pericardial effusion, my dog has had to receive multiple intensive treatments and surgery. The insurance allowed me to make sure all of her medical necessities were taken care of and for that I am eternally grateful. The customer service is second to be none. This is by far the best pet insurance company and the best thing you can do for your pet is to sign up! It could save their life! Thank you Embrace!!

Embrace lives up to it's name. Very pleased.