5
out of 5
POSTED: | BY: Christie
Efficient and effective
Embrace is consistently efficient in processing claims and effective in covering what they claim they will. Thank you!
4.9
out of 5
Number of reviews 19,763
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ethel
great prompt service
Embrace insurance has seen me and my dog Madi through much trials and came through to make my expenses livable. Thank you for your support.
5
out of 5
POSTED: | BY: Jimmy
Embrace dogs
Embrace policy was about 4 years old when Gracie got pneumonia, Embrace covered everything then she developed osteoarthritis and Embrace stepped up and covered a treatment that was expensive. First class company that delivers in their promise.
5
out of 5
POSTED: | BY: Rawson
Terrific Wellness Program
I came to Embrace after a couple of years with another company. I
love their wellness program. After several years it still seems too good to be true. Their claim handling process is flawless, and very fast. Will be a customer for years to come.
5
out of 5
POSTED: | BY: Michael
Very Pleased !
Like everyone else who gets pet insurance , we hope we never have to use it . Unfortunately, our puppy needed surgery in his first year of life . Embrace coverage was as advertised ! No surprises and extremely responsive ... Very pleased and we would highly recommend Embrace to everyone .
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.