Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Rebecca

Good coverage

You never know how good an insurance company is until you need them. I have been happy with our experience with Embrace. Our Max has Addison's Disease and Embrace has covered 80% of our vet bills. He will be on medication for the rest of his life, so far so good, and of course I am so glad I got pet insurance. The customer service team has been really super. We will see how much our premium goes up as time goes by..again you don't know.
5

out of 5

POSTED: | BY: Carlos

Great Service

Just before bringing Johnson home from the rescue shelter, I researched Embrace Pet Insurance and their plans. Needless to say, I made the decision to invest in the health of my pooch and have not regretted it. He has had coverage for the past 3 years. Embrace's staff are courteous, professional and caring. They provide updates on pending claims in a timely manner and make sure I know by sending follow-ups via email. If you are not yet an Embrace family member, what are you waiting for?
5

out of 5

POSTED: | BY: Laura

A relief.

Nice to know its here when we need it. Smile
5

out of 5

POSTED: | BY: Christie

Efficient and effective

Embrace is consistently efficient in processing claims and effective in covering what they claim they will. Thank you!
5

out of 5

POSTED: | BY: Ethel

great prompt service

Embrace insurance has seen me and my dog Madi through much trials and came through to make my expenses livable. Thank you for your support.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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