5
out of 5
POSTED: | BY: Laurie
Embrace Pet Insurance is the best!
The process to submit claims was easy and I received my reimbursement within 10 days.
4.4
out of 5
Number of reviews 19,874
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Carol
Excellent coverage
Embrace never disappoints. They have been supportive and always go out of their way with excellent customer service. The coverage is very thorough, and we have been through a lot with our rescue!
5
out of 5
POSTED: | BY: Terri
Embrace is just the best!
I had a different insurance for the first year of my cat's life, and they were the opposite of Embrace. She had an episode that required us to go to the emergency clinic, and we ended up paying 80% of the bill, which was what we were hoping the insurance company would have paid. They disallowed this and that, and it was very disappointing. Soon thereafter I learned of Embrace, and switched immediately. This month we had our first claim with Embrace, and the experience was nothing short of excellent. They paid what they said they would pay, and the claim was handled with lightning speed. It was so wonderful not to have something else to worry about while we were taking care of Maggie. Thank you, thank you!!
5
out of 5
POSTED: | BY: Belinda
Better than others great
Really like this pet insurance had others this is the best
2
out of 5
POSTED: | BY: Gay
Excludes any accident coverage for 6 months involving orthopedic injury’s
I was going to purchase for two dogs. I was given a quote for a dog 5 years old, 7-8 lbs which excluded any ortho injury even for a dog attack, another animal, or being in a car accident for 6 months. Who wants insurance for a healthy dog or two, that you pay for for 6 months, that excludes accidents? All dogs mostly incur bone injuries in case of a trauma. I went with Pet Plan who insure my cat. 5 days waiting period for accidents and injuries .
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.