Embrace | Pet Insurance Review

Very easy to work with and understand policy terms. Great piece of mind knowing when I need help, Embrace is there for me and my pet.

We’ve had 3 dogs insured through Embrace and have nothing but praise for this company. Our dogs have always been very healthy with no major injuries or illnesses until 2 months after purchasing this insurance. Our beautiful female Great Dane bloated and requires expensive emergency surgery to save her life. It was such a comfort knowing that finances were not a big concern while making literally life and death decisions concerning her care. We were blessed to enjoy our girl for an additional year and a half because we were financially prepared with the help of Embrace. The personal emails expressing condolences and adjusting our payments after her loss go above and beyond as we didn’t have to deal with this as we grieve. So thankful that this affordable insurance is available and this company provides that personal touch.

My dog, Mary Jane, recently was diagnosed with a UTI. It was denied coverage because she was born with an inverted vulva which was apparently considered a pre-existing condition. I pay $200 every month to cover my pets in case an issue arises. My other pets I have had no complaints with coverage.

I am very happy with Embrace and would highly recommend it to any pet parent. Ive had it for all my 4 kitties for over 7 years now and nver had an issues with any of the claims. Two of the kitties have serious conditions , cancer and kidney failure , and having insurance literally saver their lives. It allowed us to provide them with the best treatments available. Embrace has very reasonable premiums , great coverage, and a very clear and easy to understand set of policies. Submission process is easy and the processing times is quick. Whenever I had to call , the customer services was super friendly and knowledgeable.

I don't know how much more perfect pet insurance could be. All of my experiences with them over 7 years, insuring three dogs, have been remarkable, but the most recent was astonishing. We needed fairly expensive surgery, totaling about $5,000. Within only 1 week, Embrace reimbursed exactly according to the terms of the policy, covering every one of many different surgical line items in full. Their communication at every step of the process is excellent, with an almost immediate email to say they have received the claim and then very quick and fully transparent follow-up. I did extensive research on all available options before selecting Embrace. While it is very slightly more expensive than many others, it is so worth it. Strongly recommend!