Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelly Audet

Best decision I’ve made in a long time!

This insurance helped me when my Chocolate Lab had surgery on his right front elbow. The process was very easy and the web sight was very easy to navigate. Claims are processed quickly and with no hassles. I just recommended Embrace to my neighbor who just got a Chocolate Lab puppy.
5

out of 5

POSTED: | BY: Maria

Excellent insurance

Excellent pet insurance. The best insurance!!!! Thank you Embrace for covering Chiki until her last minute of life!
5

out of 5

POSTED: | BY: Cara van

Great pet insurance!

Great insurance & customer service!
5

out of 5

POSTED: | BY: Joan Welte

Very efficient handling of claims. I have been with Embrace a few years now and am very satisfied.

See my re view above. I am a very satisfied customer.
5

out of 5

POSTED: | BY: Robert Lechner

It's Easy To Embrace Embrace

I never want to be in a position where I cannot afford to have Prince receive the best medical care available. Embrace is very reliable, and I know they care about Prince's health.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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