1
out of 5
POSTED: | BY: Vanessa
Horrible
Horrible. So pricey and so many exclusions. Might as well set that money aside every month instead of paying it out and use that fund to pay your vet bills....
4.4
out of 5
Number of reviews 19,874
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Gordon
Great company
Claims are handled without hassle & fast. We are very happy
5
out of 5
POSTED: | BY: Sandy
Multiple pets = embrace pet insurance
After a very high hospital bill for my pug I decided to look into pet insurance. I have to say I highly recommend Embrace. Friendly and helpful agents on the phone . Fast response to claims and multiple options to choose from.
5
out of 5
POSTED: | BY: Chris
Thankful!
I purchased insurance on my 4 Great Danes hoping that I would never need to use it until my puppy needed shoulder surgery at only 9 months old. I really wasn't paying attention to the cost of the procedure, I just wanted the doctor to fix him and I'd deal with how to pay for it later. I'm thankful that I have Embrace, their turnaround time from the receipt of the claim to the release of a payment has been excellent and they have helped take the weight of the financial burden off of our shoulders.
5
out of 5
POSTED: | BY: Angelka
Refer to anyone
Easy claim filing process. Efficient and fair
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.