5
out of 5
POSTED: | BY: Robin Delucia
Ease
This insurance and it’s program is the easiest thing I have ever done and most reliable. Thank you for making our life easier.
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nancy George
Great service and fast reimbursement and so polite on phone and no long wastes when I call... soo pleased
You guys are fabulous and I tell my vet and friends
5
out of 5
POSTED: | BY: Diane Adams
Phenominal
This is a great pet insurance company. They are very prompt with reimbursements. I absolutely love the service I have received and so do Abigail and Gabriel. Keep up the great work you do.
5
out of 5
POSTED: | BY: Natalie Quaratino
Exceptional Insurance Product - Embrace Pet Insurance
I've had 2 purebred Boxers insured through Embrace. One, from puppy hood, had multiple "issues" throughout her life. Embrace exceeded our expectations of a Pet Insurer at every step, from claims reimbursement, customer care, calling us (unsolicited) to make us aware of additional coverage items (water therapy) available to us for a particular surgery claim, representatives easily and readily available by phone, claims management and status updates.
All told, Embrace reimbursed approximately $8,000 in claims for this little boxer over her lifetime. This is EXACTLY why I have insurance. Not to pay for routine and expected Pet Ownership responsibilities (like annual checkups and shots), but for accidents and serious unforeseen issues.
Simply put, Embrace does what it says it will do, and has created a customer focused infrastructure. All the way to the end, Embrace also 'lit a candle' and made a donation to a local Animal Shelter in the name of our beloved little boxer, who said goodbye to us this Summer. I will always have my pets insured through Embrace, and I have and do recommend their Pet Insurance service to all my friends and family.
5
out of 5
POSTED: | BY: Richard Evans
Another positive experience with Embrace
My mixed breed terrier is a little past her first birthday and has treated heartworm disease. She was doing fine and then was sluggish for a couple of days and then collapsed after walking up a flight of stairs. I took her to the nearest animal hospital and she was admitted with severe anemia and low platelets. This appears to have been an immune reaction to the treated heartworm disease. Embrace reviewed the claim in just a couple of days and approved payment of over $2500.00 for hospitalization and treatment almost immediately without any quibbling at all. My experience with Embrace has been and continues to be very positive.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.