Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carl

Consistent

Embrace has consistently provided excellent service. The staff is consistently courteous and caring whether on the phone or via email. The information provided is always clear and easy to understand. We are very grateful to have found Embrace.
5

out of 5

POSTED: | BY: Doris

Couldn't be easier.

Submitted claim, no follow up needed on my end, updates were often and informative and when approved, check was in my hands just days later.
5

out of 5

POSTED: | BY: Lydia

Quick processing, great coverage.

Approved our claims quickly, refreshingly simple at a stressful time!
5

out of 5

POSTED: | BY: Sandy

Pleasant company to work with!

My experience with Embrace over the years has always been excellent. The staff is very courtesy and pleasant and go above and beyond the call of duty when processing claims.
5

out of 5

POSTED: | BY: Tony

The best service and customer car

My boxer molly has had her share of medical issues, some of them extensive and costly. Fortunately Embrace has been there for us through it all. I would not have been able to provide the level of care for Molly that i have, with them!! Associates have been very helpful with claims, and resolved them quickly and professionally. Tony
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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