5
out of 5
POSTED: | BY: Annette
Embrace came thru for us!
my dog was dx with cancer and I am so glad I had coverage with Embrace insurance, they were easy to deal with and so helpful
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kendra
Very pleased
I've only been with Embrace Pet Insurance for a few months and have only used them for some wellness services. I received reimbursement for these services within a few days of submitting my claims. Having direct deposit is great also!
5
out of 5
POSTED: | BY: Ashwini
Hassle free coverage
Our dog had to go through an urgent surgery for toe amputation after his bone rupture. Embrace reimbursemed 80% of the surgery and all bandage change related claims without any hassle.
5
out of 5
POSTED: | BY: Robert
Great response to a submitted claim
Bubba was diagnosed with a mast cell tumor this insurance company is always willing to help you file your claim . They also are wick with the pay outs
No hassle
5
out of 5
POSTED: | BY: Deb
Great Pet Insurance
Our puppy 7 months old. Vet clinic recommended Embrace. Loved the choices for coverage and the claims are soooo easy to file. Reimbursement check arrives promptly. Great pet insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.