Embrace | Pet Insurance Review

4.4

out of 5

Number of reviews 19,876

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

An absolute MUST HAVE for those who love their pets

I have had the security of Embrace for the past 6 years and to include the word security in this review is no accident. Even my own premium health insurance pales in comparison to the response, care, and ease using Embrace for my beloved fur baby. I'm actually in awe in the customer service and fast reimbursement I receive. Bottom line...Embrace is an extension of my family and I heavily rely upon them being there. I have a pug and anyone taking on a pug knows they need special care. The most recent time was emergency care and the hospital started going over how much it was going to cost. Because of Embrace, I brushed aside their communication which was causing delay to our Bella's treatment and told them to just care for her needs to get her better. Embrace is always right there with me at the doctors office without fear of cost. Of course, there are limits and I wouldn't have it any other way as I know it allows Embrace to give the care they do to others as well. THANK YOU, EMBRACE!
5

out of 5

POSTED: | BY: Sheri

JUST AWESOME!!

I've had Embrace insurance on 2 Bernese Mountain Dogs and a Cavalier King Charles for a few years now. I wouldn't not have insurance on my dogs ever again. My claims are handled incredibly fast and the staff is so nice and knowledgeable. People ask me all the time about who I use and I constantly recommend Embrace to others.
5

out of 5

POSTED: | BY: Judy

Completely satisfied with service so far!

I have to say I was skeptical with pet insurance at first but I have nothing but positive comments for Embrace. Unfortunately my dog got sick and had to go to the hospital. The claims were submitted, processed extremely quickly, and check was sent to me promptly. I highly recommend Embrace!
5

out of 5

POSTED: | BY: james

fair, flexible, transparent, efficient, good customer service and value

impressed with service and value. Our own human health insurance should be so good
5

out of 5

POSTED: | BY: Bonnie

Quick and easy!

I am the worst part of this insurance! They get claims processed faster than it takes me to submit them!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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