Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robyn

Embrace made it possible for our pup to have the surgeries that he needed to survive pancreatitis.

Our 2-1/2 year old german shorthaired pointer was diagnosed with severe, necrotizing pancreatitis. Due to the severity of the condition, he subsequently developed complications that required multiple surgeries to correct. If it wasn't for Embrace Pet Insurance, we would not have been able to afford the required treatments. They were very prompt with processing claims, and their customer service team is one of the best that we have ever dealt with. It was nice not to have to worry too much about the financial aspect of treatment during this very stressful time. Thanks to Embrace, our pup made it through this ordeal and is happy and healthy again. We recommend this company wholeheartedly and without reservation. Thanks, Embrace!
5

out of 5

POSTED: | BY: Dorothy

Embrace-A pleasure to deal with.

Embrace has to be the easiest insurance company I have dealt with. Their customer service is amazing. Within a day of submitting your claim, they will acknowledge they have it and are processing it. If, there is anything missing, they will reach out right away. At any time, you can call them and go over your policy and get answers for any questions you may have.
5

out of 5

POSTED: | BY: Denise

Fantastic service period💖

Amazing...went to the Vet Tuesday and claim was paid by Friday!! So easy to work with..I should have bought Insurance years ago!!
5

out of 5

POSTED: | BY: John

One sitting on my iPhone

It was so easy. I was really worried that there would be a ton of hassle or red tape, but nope! I did it all on my iPhone. They required a single sheet of paper and the receipt from the vet, that was it. I filled it out while the assistant at the office was getting the meds, took a picture with an app on my iPhone and sent it up. That was it!
5

out of 5

POSTED: | BY: Chanda

So glad I got Pet Ins w/ Embrace! Great Ppl!

Very pleased w the ppl and the coverage of Embrace. On my third year and couldn’t ask for better for my dog. Thank you!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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