Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JULIA

EXCELLENT SERVICE BY AN EXCELLENT COMPANY

I CALLED EMBRACE ON 9/4 REGARDING A CLAIM ON JASMINE. THEY LISTENED TO MY CONCERNS, AND RE-EVALUATED MY CLAIM. ACCOLADES TO KATE M. IN CUSTOMER CARE. SHE LISTENED TO ME, AND THE CLAIM WAS COMPLETELY SETTLED WITHIN 3 DAYS. EXCELLENT CUSTOMER SERVICE.
5

out of 5

POSTED: | BY: Barbara

Excellent

Excellent great follow up very helpful willing to work with me and give me advice
5

out of 5

POSTED: | BY: Vickie

Compassionate

Embrace staff are caring and compassionate. They answer my questions and process claims in a timely manner
5

out of 5

POSTED: | BY: Jennifer

Love this pet insurance!

I just love Embrace! We got this insurance for our boxer puppy. 6 months after we got him he tore his CCL. Embrace has been efficient and informative about the surgery process. I highly recommend Embrace for pet insurance!
5

out of 5

POSTED: | BY: Kate

Fast to respond!

Embrace is fast to respond. We've had a high volume of vet visits and medications since a mast cell tumor removal 3 months ago. If I call with a question, I get a friendly voice at the other end to help. If I email, I receive a quick and cheerful response. Our claims are processed quickly. Very happy with Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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