Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,873

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marylue

Professional and Experienced and customer oriented.

I brought my dog in because she was experiencing some what I assumed was severe gastric distress. The issue was resolved and I asked the vet hospital to submit the claim form. My claim was approved and reimbursement was received within just days. I am extremely happy with Embrace and will recommend them to friends and family with pets.
5

out of 5

POSTED: | BY: Jim

Quick claim payment

very prompt payment.
5

out of 5

POSTED: | BY: Lynne

They're the best

Embrace has been wonderful. Fast to reimburse, and when their computer mis-classified one of Aja's treatments, they were quick to correct the problem. I highly recommend Embrace!
5

out of 5

POSTED: | BY: Karen

My experience has been great

Great experience
5

out of 5

POSTED: | BY: Kerry

Embrace is the best Pet Insurance EVER!!

We LOVE Embrace Pet Insurance! It is well worth the investment!! We have 3 Irish Wolfhounds and the possible vet expenses can get overwhelming. Knowing that we have medical coverage through such a good company gives us great piece of mind!! They are always there for us!! Thank you Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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