5
out of 5
POSTED: | BY: Cora
Kind people great service
Recommend this insurance. They encourage healthy care and cover it.
4.9
out of 5
Number of reviews 19,873
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Elizabeth
Will work with you
I have been with embrace for less than a year and I can say that I am pleasantly surprised. When I had an issue with a claim I was able to get in touch with a rep and was offered help to get my claim covered. Very happy with my insurance choice.
5
out of 5
POSTED: | BY: Beverly
Wellness insurance is the best!!!!
I have wellness protection for my dog along with illness/accident insurance. This claim was for wellness, I had his teeth professionally cleaned and also I got his flea/tick medication.
You decide how much you want your wellness amount to be from what they offer and you decided from the long list of services what you want to use your wellness dollars for.
Embrace makes filing a claim so easy and extremely easy for wellness claim. You just attach a copy of the receipt for the wellness claim and that’s it.
The money is then deposited into my designated checking account approx 10 days.
I have been with Embrace since my little one was a puppy and he is now 2 years and 7 months old.
I have never had a problem with any claims and they are quick in processing their claims and also they send you an email to let you know it has been processed..
5
out of 5
POSTED: | BY: Lee
Paid exactly what they said they would
I was skeptical due to reading pet insurance reviews in general. I have been an embrace customer for about 4 years but luckily had never had to file a claim. A few weeks ago my nearly 9 year old lab mix and canine love of my life got seriously ill. I had to take him to the hospital at 3 in the morning and he spent the day in doggie ICU, and another day at the hospital. Thankfully he has fully recovered but it was such a comfort that my only concern was making him better. I only have a basic plan but it made the vet bill manageable. Thank you Embrace.
5
out of 5
POSTED: | BY: Michelle
Excelllent, quick
Quick turn around for reimbursement. No hassle - customer service call was great.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.