Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia

Best onsurance

I have 4 kitties, 2 of them are seniors and have been dealing with serious health issues in the last 4 years. Thankfully I had them enrolled with Embrace when they were young and healthy. Embrace has a great great coverage a very easy claim submission process and quick reimbursement. We couldnt make it without them .
5

out of 5

POSTED: | BY: Claudia

Best onsurance

I have 4 kitties, 2 of them are seniors and have been dealing with serious health issues in the last 4 years. Thankfully I had them enrolled with Embrace when they were young and healthy. Embrace has a great great coverage a very easy claim submission process and quick reimbursement. We couldnt make it without them .
5

out of 5

POSTED: | BY: Allison

Thank God for Embrace... we are able to do what is best for our dgos!

We have 2 Newfoundlands and one had 2 surgeries over the last year and now we have to budget for our other one to get similar surgeries. Thank God we choose to use Embrace as our pet insurance. The customer service representative I spoke to today was patient, kind and went above and beyond to help me. No one including companies are perfect however I definitely give Embrace 10 stars!
5

out of 5

POSTED: | BY: Martha

The best pet insurance I ever known

This is the only Pet insurance that have life insurance and wellness that reimburse you for grooming and dog food
5

out of 5

POSTED: | BY: Rita

Wow! Fast & Easy!

Super easy. I gave the claim form to the front desk at time of payment. They filled it out and sent it in. Done!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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