Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James Morrissey

Customer Opinion

Prior yo choosing Embrace as my pet insurance company, I performed my due diligence through research. I found Embrace offered the best rates based on its services with outstanding transparency. These attributes are exactly what every customer expects from insurance companies. Embrace is a leading candidate in its field, and it’s customer service optimizes a customers experience. Submitting claims is simple, while the app answers all questions a pet owner may have. Thank you Embrace.
5

out of 5

POSTED: | BY: E. Sierra

2 Thumbs up for Embrace Pet

Have had Embrace for about 7 months for my malshi, who's now 9 months old. So far, everything's been great! Reimbursement is fairly quick, and customer service is friendly and helpful. One of the very few pet insurances out there that offers wellness visits as an optional rider; purchased it from the very beginning since dogs require numerous visits during the first year. All of my puppy's wellness follow-up visits, stool tests, vaccinations and even grooming have all been covered. Happy with Embrace!
5

out of 5

POSTED: | BY: Sharon Ortiz

We have been using Embrace Pet…

We have been using Embrace Pet Insurance since 2016. I cannot thank the company enough for their customer service and process of reimbursement. When our dog Sherlock was dying of cancer, there was no issue or questions regarding claims submitted and where there to hep me with any issues or concerns. It was a difficult time for us and to know our dog insurance was there for whatever we needed. After Sherlock passed away, we received a lovely signed card from the team at Embrace. I highly recommend Embrace pet insurance and pleased that USAA recommends them for us military families. Finally, Embrace Pet Insurance dashboard is so user friendly and I'm able to submit my claims very easy from my desktop, ipad or iphone.
5

out of 5

POSTED: | BY: Joana Machado

My dog was diagnosed with cancer

My dog was diagnosed with cancer. I'm devastated, but I'm so glad Embrace is doing its part and is helping us during this difficult time.
5

out of 5

POSTED: | BY: Alan Dean

Outstanding pet insurance

Outstanding pet insurance. Very prompt on any claim. I would definitely recommend them to anyone.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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