Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,873

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna

We are extremely thankful for Embrace Pet Insurance

I got my French Bulldog Sadie at the age of 3 in October 2018. My French Bulldog Bentley now 2 1/2 has had Embrace since he was a puppy. I added Sadie to Bentley’s policy. Sadie went to a Veternary Specialist Hospital in November 2018 to have Spay and upper airway surgery. She was released the next day but we had to take her back 2 days later for not eating, lethargic and reguritating. The unthinkable had happen. She was diagnosed with aspiration pneumonia and esopagitis from surgery and anesthesia. She was hospitalized for pneumonia for 5 days. She had to be readmitted again the next night. for 4 more days. I was an emotional wreak. Sadie is home now and is doing well. I thank Gad and Embrace. Embrace paid her airway surgery claim and all her claims for the aspiration pneumonia hospitalization.
5

out of 5

POSTED: | BY: Katie

Great Service!

I researched many of the Dog insurances and I found that Embrace offers the "mostest for the leasest". :O) I have found that the customer service is excellent..they respond quickly to emails, claims and phone calls. The wellness policy is nice but I probably won't renew that as the cost, at least for my pet, is only 34 dollars than if I just pay at the time of service with the limits I purchased. I have yet to use the accident /illness but they have always responded quickly to any questions I've had. I do wish they had a quarterly or monthly payment plan since my renews right around the end of the year and its hard to put out $465 extra at Christmas with other expenses..house taxes, car registration, Xmas gifts etc.
5

out of 5

POSTED: | BY: Susan

Best way to ensure wellness in your special pet!!

Our wellness plan for our Izzy is the best assurance we have that she will always have the care she needs. Our claims are processed immediately and our check is back to us in short time. All of Izzy’s shots, routine medical care, and special vitamins are reimbursed to us. Embrace has our heart because they really do care about our dog just like we do!!
5

out of 5

POSTED: | BY: sherry

So far so good!

I have never had pet insurance before but started thinking about it when I started thinking about retirement. I researched many companies and finally decided on Embrace as a user friendly company. My dog has alway had good health but since he was turning eight years old I was worrying about what I would do when I retired if he became sick. So far every experience with embrace has been really good. My boy just had a several day Hospital visit for a serious condition that was very unexpected. You can't imagine the relief I felt as I signed the credit card bills for him. I was very happy that I did not have to make a decision on him living or dying at that moment because of money. I will be getting insurance on all my pets in the future.
5

out of 5

POSTED: | BY: Isabel

“Paw”fect Insurance

I have nothing but amazing things to say. Since purchasing this insurance Embrace has been nothing short of amazing from claims to cost to customer service. JOB WELL DONE so far!!!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

Get a quote today

Leave a review