Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: FRANKLIN

Visit to the doggie emergency room.

Our dog stopped eating and was drinking very little for a day and a half. She started having bloody stools so our veterinarian told us to go to the local pet emergency room. She was admitted overnight and given IV fluids and medication. She was released the next day. Fortunately lab work and an abdominal ultrasound did not reveal any serious problem. We paid our bill and took her home. She has been doing fine since. The emergency facility filed our claim with Pet Embrace and i had a reimbursement check in less than a week. No hassles whatsoever. Never thought i would use the insurance but stuff happens and i'm glad i have it. Very impressed with Pet Embrace and wish my personal health insurance worked as well.
5

out of 5

POSTED: | BY: Gordon

great service & easy claim service

excellent claim service highly recommended
4

out of 5

POSTED: | BY: Sue

Unsure

First told claim accepted then not then yes. Not sure if it is or not!
5

out of 5

POSTED: | BY: Diane

Embrace is Great

Embrace is a great pet insurance company. They are helpful and answer any questions you have. They are fast at paying claims. I am happy I have Embrace.
1

out of 5

POSTED: | BY: Andrea

No communication and even when there is nothing gets done

I had high hopes and at first good impression but as time went by things went bad complete stopped receiving claim checks I have to deal with embrace trying to make up a condition where there isnt one
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review