5
out of 5
POSTED: | BY: Exceptional
OProcess claims verrrrrrrrry quickly.
Excellent
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Deborah
Best insurance ever!
This was the most painless claim I have ever filed with an insurance company. Everyone I have dealt with at Embrace has been friendly, knowledgeable and eager to help. Will you insure my car?
5
out of 5
POSTED: | BY: Elaine
Embrace, ⭐️⭐️⭐️⭐️⭐️!
The illness and passing of our fur baby was a painful and difficult time for our family. Having Embrace reduced the stress and let us focus our time with spending our last moments with him! Embrace’s team was professional but above all compassionate! With sincere gratitude to the Embrace team family!
5
out of 5
POSTED: | BY: Elaine
Embrace is a fantastic company and would highly recommend it!!!
Embrace provided us great coverage and made a painful goodbye less stressful ! Great team, great company!!
5
out of 5
POSTED: | BY: Juliette
Embrace is incredible!!
Hassle free claim submission and wonder, prompt courteous staff. I am so grateful that my pup Nike was insured by Embrace. All was covered by my injury/illness policy for a TPLO surgery and state of the art rehab facility. I highly recommend Embrace
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.