5
out of 5
POSTED: | BY: Darren
Amazing support
Embrace has been fantastic in every way! Couldn’t be happier with the service and support we have received!!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Randy
Relief to have Pet Insurance
Our Boxer was very sick having Embrace which was recommended to us from a friend made the hospital stay a little easier for us without the total burden of the bill.
5
out of 5
POSTED: | BY: mike
Awesome people to work with, great policy also!
Very easy to work with and understand policy terms. Great piece of mind knowing when I need help, Embrace is there for me and my pet.
5
out of 5
POSTED: | BY: Lisa
We’ll never be without Embrace insurance for our pets
We’ve had 3 dogs insured through Embrace and have nothing but praise for this company. Our dogs have always been very healthy with no major injuries or illnesses until 2 months after purchasing this insurance. Our beautiful female Great Dane bloated and requires expensive emergency surgery to save her life. It was such a comfort knowing that finances were not a big concern while making literally life and death decisions concerning her care. We were blessed to enjoy our girl for an additional year and a half because we were financially prepared with the help of Embrace. The personal emails expressing condolences and adjusting our payments after her loss go above and beyond as we didn’t have to deal with this as we grieve. So thankful that this affordable insurance is available and this company provides that personal touch.
3
out of 5
POSTED: | BY: Cameron
Denied my claim because of the way my dog was born.
My dog, Mary Jane, recently was diagnosed with a UTI. It was denied coverage because she was born with an inverted vulva which was apparently considered a pre-existing condition. I pay $200 every month to cover my pets in case an issue arises. My other pets I have had no complaints with coverage.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.