Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terry Stramowski

No better company to look after your pet family!

The folks at Embrace go out of their way to make each client feel as if they--and their fur babies--truly matter! My baby was diagnosed with canine lymphoma, and I was devastated. Especially after having lost my other angel to liver cancer earlier in the year. When my first angel left me, I received a sympathy card in the mail, signed by the entire Embrace staff. When my second girl started her chemo treatments, the claims staff went above and beyond to help speed the claims process along and keep her treatment plan moving forward. Cannot say enough wonderful things about this amazing, thoughtful group of people! Keep up the awesome job!
5

out of 5

POSTED: | BY: Mike Buenrostro

So far a great experience

So far I’ve had a great experience with Embrace Pet Insurance. We had a problem with our dog a few weeks ago with a foxtail going into her paw and had to take her to the vet to get it extracted. I followed the steps on putting in my claim and Embrace responded quickly.
5

out of 5

POSTED: | BY: Regina longmuir

Embrace pet insurance is the best !

Embrace pet insurance is the best !! I have had a policy for over 7 years and never once had to dispute a claim because I have never had a claim denied . All claims have always been handled quickly and a check sent out so fast . Embrace means to me a peace of mind!!
5

out of 5

POSTED: | BY: Lisa K

Easy from start to finish

Embrace Pet Insurance has always had good customer service. We have been lucky and have had a healthy Goldendoodle for the past 7+ years. Recently, we have had some issues arise, and Embrace’s new app has made the process easy to do from start to finish. Just a few weeks and we already have the check for her vet visit.
5

out of 5

POSTED: | BY: Ali

Prompt response to claims

Prompt response to claims, quick reimbursement, excellent coverage.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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