5
out of 5
POSTED: | BY: Van
Well known in Animal Hospital in Coral Springs
Affordable Pet insurance.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Darlene
Not happy at all! Grade 2 dental is disease??????? She just needed her teeth cleaned !
It’s ridiculous to say grade 2 is dental disease !!!! There was nothing wrong with her gums when we got her! She just needed a cleaning!!! Rip off!
5
out of 5
POSTED: | BY: Bethany
Best peace of mind for any fur baby parent
Great customer service. Have peace of mind knowing my baby is covered for any accidents or injuries that I may not have been able to afford otherwise. Would definitely recommend wellpet coverage covers his well pet medication and his vaccinations. Embrace has been great to us.
1
out of 5
POSTED: | BY: mike
Not at all worth having this insurance - especially if your pet is over 8 years old!
This Insurance is useless - I had NO claims for years, yet my bill went up SIGNIFICANTLY each additional year. When I finally did need coverage - after the deductible - I received virtually nothing back. The bill to insure my HEALTHY 14 year old Tabby would have been almost $1300.00 BEFORE getting a penny of coverage! - AND for a Policy of only 80 percent coverage to only $5000. It is smarter to put the premium money in the bank - You will be MUCH better off than this AWEFUL and USELESS coverage.
2
out of 5
POSTED: | BY: Karina
Unexpected severe price hikes
I had insured my rottweiler mix for 4 years with Embrace, and never filed a claim. Each year, my premium went up by 12-17%, which is expected. The 5th year, my premium went up by 35%! I was on an auto renewal plan. I looked on their website, which listed an email address to contact with complaints. I emailed that address 3 days before my auto-renew. I didn't hear anything back. They withdrew the annual premium from my bank account. When I called several days later after seeing the withdrawal from my bank account, they told me they had no idea what email address I was talking about; I had to tell them where it was listed on their own website. They said they never got my email. They did refund my premium when I said I was cancelling. They said that the price hike was because of my dog getting older, and that they'd adjusted their prices due to market changes. But 35% is crazy! My policy went from six hundred and change per year to nine hundred dollars per year in one jump. If you use them, look very carefully at your bills.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.