5
out of 5
POSTED: | BY: James Spaeth
Payments are very prompt
Payments are very prompt. Never a problem.
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mitsuho Nihonyanagi
Hustle-free experience with claim…
Hustle-free experience with claim filings and fast reimbursements. I am so happy with Embrace that I have recommended it to two of my friends!
5
out of 5
POSTED: | BY: Sandi Jones
Satisfied Customer
Embrace Pet Insurance has been great.. no hassle, prompt payment and paperless via our Veterinary Clinic. Could not ask for better!
5
out of 5
POSTED: | BY: Shelly Tsujiura
Great Company
My bishon frise needed a major operation. I sent in my paperwork and embrace covered up to the insurance limit I had, no questions asked. Thank you Embrace
5
out of 5
POSTED: | BY: Lulu Bolanos-Serrano
Great experience
I've had very positive response from EMBRACE when I have contacted them. I am very happy to know that when Daisy had gone to the hospital they have covered her expenses. I highly recommend embrace to anyone. I should had that I have been with embrace for almost 7 years
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.