5
out of 5
POSTED: | BY: Krista
They are very helpful, totally worth getting!
Can’t even begin to think how much money has been put into my girl! We would be hurting if we didn’t have Embrace insurance!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Don
Accupuncture
Joey , 13 , lost most of use of his back legs . Severe arthritis looked for us to make hard decisions. Tried accupuncture with real good results and found this to be covered. Once we got paperwork set up it has been pretty easy to make claim. Steep increase in coverage has me concerned lately.
5
out of 5
POSTED: | BY: Shirley
So glad I was told about Embrace Insurance, it's been a lifesaver!!!
Since I was told about Embrace Insurance 3 years ago, I have been completely satisfied with their coverage & promptness of covering claims. Thank you for being an honorable insurance company.
5
out of 5
POSTED: | BY: Doris
The best, no hassle, fast processing, great customer service.
Absolutely. I submitted my last claim on Monday and today, Friday, my refund has been issued.
5
out of 5
POSTED: | BY: Carolyn
So comfy!!
Embrace is very easy to work with and claims are reviewed and handled quickly!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.