5
out of 5
POSTED: | BY: Allen
best pet insurance
I have been paying them for years, when I needed them they were right there, no questions asked. claims were handled within days.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Leslie
Excellent service; quick response time.
Claim was handled in a quick and efficient manner. Representatives have always been courteous and helpful when I’ve had to call Embrace.
5
out of 5
POSTED: | BY: Keri
Easiest insurance claim ever
My dog was hospitalized overnight and my bill was about $1500. My vet filed the claim
With Embrace and within 10 days I git a check in the mail for about $900. No questions or hassles! Thank you Embrace!!
5
out of 5
POSTED: | BY: Sharon
Embrace has saved me a lot of money
Thank you Embrace, for having such great coverage that affords us to get the care and attention Lilly may need at times. Having Embrace Pet Health Insurance has saved me thousands (literally). Lilly Girl thanks you too!
5
out of 5
POSTED: | BY: Claudia
Very happy with Embrace
Great experience. Never had an issue with reimbursements. I had the insurance for over 7 years and unfortunately I had to use it a lot in the last 3. But without it, it would have been impossible to pay for the medical services. Mishi has cancer and thankfully there is treatment available.
I would definitely recommend it : great coverage, quick processing time and very reasonable premiums. And their customer service is so nice.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.