Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa Ott

So glad to have embrace's help!!

So glad to have piece of mind that my furbaby is always covered for accident or illness! Recently Dutch was diagnosed with glaucoma,,, thank you embrace pet insurance for making our lives easier!!! He receives the best care and medications for his illness!!
5

out of 5

POSTED: | BY: Joyce Matlack

WE have had 4 Dobermans' over the past…

WE have had 4 Dobermans' over the past 25 years and pet insurance for all of them. I switched to Embrace for our latest Doberman based on a referral from the Breeder in Tennessee. They are 100% more efficient, and honored the claim with a check immediately. I highly recommend Embrace.
5

out of 5

POSTED: | BY: Yun

So easy

So easy. Easy forms. Quick service. They have never hassled me about a claim. We have 3 senior dogs for insured with them for years. I would highly recommend them to any pet parent.
5

out of 5

POSTED: | BY: Kathleen Sullivan

I have had a great experience dealing…

I have had a great experience dealing with Embrace.My dog has had some costly visits and surgery x2 and they have always come thru.
5

out of 5

POSTED: | BY: Wanda Froehlich

I am new to the pet insurance world and…

I am new to the pet insurance world and have to say that I am very pleased so far with Embrace Pet Insurance. I also have the Wellness Option plan. I submitted my wellness claims and was reimbursed very quickly. It was so easy to do! Thank you Embrace Insurance. I have been recommending Embrace Insurance to every pet owner I know.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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