5
out of 5
POSTED: | BY: Brendan
Quality Care
Embrace has come through on every claim I have made and any time I needed information. I am very happy I chose them for my cats.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Elvira
Great service and coverage
My Corgi puppy required surgery within the first three months of having her and having the insurance policy. I was impressed by Embrace's customer service--i.e. cordial, resourceful, and quick response time--and by the timely handling of my claims and clear explanation of coverage for each. Also, Embrace is the only pet insurance I found which offers the Wellness Rewards program covering up to $650 worth of non-illness related needs--e.g. spaying, obedience classes. I'll be staying with them! Thanks Embrace!
5
out of 5
POSTED: | BY: Chantal
Very grateful
We have had embrace pet insurance for about 6 months and we are very thankful that we finally signed up. Our little yorkie has gastritis recently and their process was very simple and reimbursement was quick. Also, when our little girl chipped a tooth, they covered for the vet to see her for dental issues too. They have been very easy to work with. I would recommend them to everyone.
5
out of 5
POSTED: | BY: T
A Pet Insurance Company that is fair.
Embrace Pet Insurance is fair and careful.
5
out of 5
POSTED: | BY: Michele
Customer Service
I appreciate how quickly claims are reviewed and processed and questions answered.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.