5
out of 5
POSTED: | BY: Rebecca
Embrace has been great during a difficult time
Embrace has really been easy and most helpful during Charlie's illness.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Evrans Lamour-Muñoz
Winter
I have Embrace through my GEICO insurance, since I become a costumer they have been communicated with me through the app and email telling me all the info that I need and answer my questions. i recommend it to all my friend
5
out of 5
POSTED: | BY: Laurie Weber
YOU SAVED MY BEST FRIEND'S LIFE!!
After losing a dog to bone cancer, I decided this time around I was going to buy pet insurance. Embrace was recommended by my vet's office who said they are the easiest to work with and seem to have the best overall coverage. I have been very pleased throughout our nine years. Claims are very easy to file and the turn-around time is usually really quick. My questions by email have been answered within 24-48 hours, and phone call questions answered immediately. This past year we have had numerous health issues, many expensive tests and procedures, and expensive meds. Thanks to Embrace and $10,000 in reimbursements this past year, my dog is now healthy and stable. Everything we went through this past year had 80% coverage. If not for Embrace, I wouldn't have been able to save my dog's life. I would never consider looking at another pet insurance company. Thank you, Embrace.
5
out of 5
POSTED: | BY: Sheila
Major medical x 2 dogs 2019. EXCELLENT!!’
This company is across the board good. Last year one of my dogs had a brain tumor removed and the other had pneumonia with hospitalization. Very easy and simple (Like, “are you kidding me?!”) claims process. Also used several years ago for a leg laceration and jaw fracture (she ran into closed patio door.
Use emblems folks! Lesson learned). Polite staff. Without hesitation I have my puppy insured by them. Very worthy of mention.
5
out of 5
POSTED: | BY: Pamela Klein
The BEST pet insurance EVER!!!
I was lucky enough to purchase pet insurance 6 weeks before my adorable 6 year old puppy dog developed a very serious brain disease called Meningoencephalitis. Embrace swiftly paid us back 90%! I highly recommend purchasing pet insurance for your pets!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.