Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kirsten

Consistent, great value!

Embrace has consistently come through for me and my pup over the last 4 years. Most notably, they've been with us through two major knee surgeries-- saving me the heartache of having to make a tough decision based on my ability to afford those surgeries. Their Wellness plans have also proven to be well worth the value-- all of my dog's regular supplements, dental chews, flea/tick treatment, annual vaccines, & regular blood work have been covered with the Wellness plan, saving me a bit of money each year. Insuring my dog with Embrace has been one of the best decisions I made after getting her as a puppy.
5

out of 5

POSTED: | BY: Parker

First time filing a claim

First time filing a claim. Fast response and review if claim. When I questioned one of the claims outcomes, they reviewed it again or gained more information and covered a portion of the claim. Very pleased with the response and outcome. Thanks
5

out of 5

POSTED: | BY: Mario

Best insurance I have ever purchased

Best insurance I have ever purchased
5

out of 5

POSTED: | BY: Tracy

I had s great experience

I had s great experience. Claims were processed in a timely fashion.
5

out of 5

POSTED: | BY: Anna

This is by far most the best insurance…

This is by far most the best insurance that you can purchase for you 4- legged family member there are plenty of options to choose from when choosing the right amount of pet insurance. The staff who takes your calls are patient & will walk you through the various options they're courteous, friendly & extremely helpful in all areas of understanding your needs in terms of pet insurance. I never feel rushed or disappointed by the services provided. I feel better that I can provide proper vet care for my animals.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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