5
out of 5
POSTED: | BY: Andrea Pfeffer
Great Pet Insurance — Embrace
This is the best pet insurance I have ever had! Also, their customer service staff are great and ever so responsive!
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Leslie
Pawesome!
Great insurance by caring people! I received several quotes and this place far exceeded others in all aspects from price of policy to being caring.
5
out of 5
POSTED: | BY: Susan Tilt
Grateful for Embrace Pet Insurance
We are very pleased with the response to our claims for Harry, our Miniature Schnauzer. We worked with Embrace and our veterinarians to assure we had the information required for our claims. Harry went through some complicated medical issues in his young life and is now a thriving, smart, loving, and happy little boy dog. Embrace responded to our claims and paid promptly. I have recommended this insurance plan to several friends. Thank you to everyone at Embrace!
5
out of 5
POSTED: | BY: Lorena Martinez
Great value
My dog Angel was mauled by a dog last December and the resulting vet bills were over 2K. I was reimbursed the 90%. It took a while to get a check in the mail but I am sure direct deposit is a bit quicker. They do not pay the vet straight out so hopefully your emergency vet accepts payment programs or you have good credit if you do not have the cash in hand. The price is very low for how much they were providing for my pets health.
5
out of 5
POSTED: | BY: Gemma Valentino
Your company is amazing...excellent service
Your company is great...the service I receive is superb...your representatives are friendly, knowledgeable, and very professional...
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.