Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductibleâ„¢, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: eshani colombage

I am very happy with embrace

Thanks embrace. Customer service is excellent. People are caring, friendly and understanding. Most of all embrace policy is wonderful. It’s so easy to get money from embrace. Just fill the forms no question asked and in less than 10days a check is waiting in the mailbox. Thanks 😊
5

out of 5

POSTED: | BY: ROSEMARY L

Great insurance

Claims easy to file customer service is a good always helpful. Makes it easier to treat rather than euthanize due to situations
5

out of 5

POSTED: | BY: David Mondigo

Bestest insurance company I’ve ever dealt with period!

I called today to change some billing info & the person I dealt with was so courteous & kind. She took her time & I was finished in no time at all. But, that seems to be the way all the time, even when you inquire about a claim or just have questions. Embrace’s service is great as far as I’m concerned. It is fast & efficient. I have never had a problem & the coverage of the insurance has been adequate for both of our dogs, both under 5 yrs old. I would highly recommend Embrace Pet Insurance.
5

out of 5

POSTED: | BY: james stewart

verify receipt of fax.

youry helpful customer service person was very helpful and very courteous. thank-you!
5

out of 5

POSTED: | BY: Barbara Nugent

Your company helps to keep me grounded with my dogs.

I could not have my dogs (3) without your patience and support! My dogs are a highly valued pack and I am grateful for the time I am privileged to have with them
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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