Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janel

Outstanding Service

Embrace makes it so easy to take care of my 2 dogs. Filing a claim is super simple and they are extremely responsive. Their website is also great. You always know the status of your claim and it is settled quickly.
5

out of 5

POSTED: | BY: Pat

One of the best purchases we ever made

We insured our puppy the day we brought him home. We figured we would not need insurance hopefully, but piece of mind is everything. Well, you never know. We actually did have a need and the service and speed of reimbursement is absolutely great! We are completely pleased and will highly recommend Embrace to all of our many pet loving friends. Thank you Embrace! We cannot emphasize enough how important it is to be able to provide necessary care without fear of the monetary stress. Pet people, always insure your furry friends.
5

out of 5

POSTED: | BY: HOWARD

Excellent

This pet insurance company is by far the best of the two previous companies I had.
5

out of 5

POSTED: | BY: Michelle

We Love Embrace

Been a client for several years and each claim has been speedily processed and refunds posted to my bank account in just a couple of days. Would highly recommend Embrace for any pet owner
5

out of 5

POSTED: | BY: Lee

Affordable, reliable Pet Incurance

Great Danes are very large dogs and could result in very large vet bills. I did some in-depth research on pet insurance before I got my Great Dane and Embrace had more positive reviews than any other pet insurance company. I love the flexibility Embrace offers with the amount of coverage the customer is comfortable with. I have had Embrace for over a year now and I am a very satisfied customer. I have the wellness insurance as well, which comes in very handy for yearly physicals, immunizations, grooming of nails and monthly flea, tick, and heartworm medication. My dog, Zeus, is my fur-baby. Embrace is there to help me protect my fur-baby.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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