Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sherry

I have nothing but a great experience…

I have nothing but a great experience with Embrace Pet Insurance. Each claim has been handled quickly and without question. I have recommended Embrace to all of my pet owner friends. I have both the Wellness and Accidental plans for my 5 year old Dachshund.
5

out of 5

POSTED: | BY: Helana

I have always found Embrace to be very…

I have always found Embrace to be very friendly, easy to communicate with, and helpful. When I did put in a claim, they handled it in a very timely manner. I highly recommend Embrace.
5

out of 5

POSTED: | BY: Lynn

Outstanding in every aspect!

I am consistently pleased with this company. Great insurance coverage, wonderful customer service, extremely fair prices, quick turnaround time - highly recommended!
5

out of 5

POSTED: | BY: William

Very Reputable

I have been very satisfied with their payment of claims and their wellness program. Very quick payment of claims.
5

out of 5

POSTED: | BY: Carol

Embrace was very quick to complete my…

Embrace was very quick to complete my claim and get me my money back. Thank you so much for helping my fur baby.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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