5
out of 5
POSTED: | BY: Jean
Good Insurance for cat
Great service. Easy to file claims. This insurance is good to have.
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: David
Excellent Service
This pet insurer is one of the best that I have had the pleasure to deal with. I would very strongly recommend getting a policy from Embrace for your pet as soon as it qualifies for one. Do not wait as extreme expenses could arise without notice as with my dog which passed away due to an accident and Embrace was there to handle the majority of costs associated with the vet bill up to the maximum of the policy. Even if you have a beloved mutt like mine or a pedigree you need to get a policy now..................
5
out of 5
POSTED: | BY: Victoria
Amazing!
Worst News: hearing your dog has cancer. Best News: I can afford to have the needed surgery.
Once again, you helped make following our vet's recommendation easy because cost was not a deciding factor. At a time when a pet owner is upset, scared and stressed, Embrace gave us the assurance that we could offer our pet the best of care. If that weren't enough, the claim was processed and checks issues within 8 DAYS of filing it!
5
out of 5
POSTED: | BY: Hillary
Paid for 90% of my dog's CCL surgery
Embrace was a lifesaver when our dog tore his CCL and needed surgery. They paid for 90% of our bills and the deductible was only $350. I am so glad we use them! They also approved and paid our claims super fast and answered my questions as needed.
5
out of 5
POSTED: | BY: Joanne
Fast, responsive, dependable.
I have used 3 pet ovsurance companies over the past 25 years. I have found Embrace to be the best. Premiums are reasonable. Coverage is excellent. Claims are responded to in record time. This recent episode was one week response time. I am very happy with Embrace’s service —-and tell everyone!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.