Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: karen

SO happy we have this insurance

This insurance is great for us. I highly recommend them. You do have to follow up with them sometimes as claims get lost, but they are very polite and have great customer service.
5

out of 5

POSTED: | BY: Ms.

Respone to claim submitted in a timely matter service excellent !!!!!!

I like the response time in my claim that was submitted....I had and excellent plan for my dog needs for grooming, you can't find that on any other plan.........Oh! what a relief .........
5

out of 5

POSTED: | BY: Gary

Very Easy to submit claim

Submitting claim and having it processed has been a breeze. Thank you
5

out of 5

POSTED: | BY: Buck

DONT LEAVE HOME WITHOUT IT

Great coverage. Excellent claim service. Knowledgeable representatives. Fair price.
5

out of 5

POSTED: | BY: Eric

Great Service

Outstanding, caring service. Quick response to claims. f3PN
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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