Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael Ray

Awesome

Thank you Embrace. Our little man Diesel was diagnosed recently with lymphoma. We have been Embrace customers for 7 years. Embrace has paid our claims, no problems. Thanks so much. Highly recommended company.
5

out of 5

POSTED: | BY: Laura

Highly recommend Embrace Pet Insurance!

We have had up to four dogs insured with Embrace at any given time. Embrace offers very competitive rates and we have been with them since 2014. They have always processed claims in a timely manner and we receive reimbursement via direct deposit very quickly. When I do call Embrace, their customer service agents are highly professional and very helpful at all times.
5

out of 5

POSTED: | BY: Nicholas Berardino

I'm am truly thankful for the caring nature that Embrace gives and the ease of their claims process.

Embrace does an amazing job at making the claims process easy. I have had insurance with other companies and they make everything and issue and make you submit document after document that have no bearing on the claim. Embrace not only make the process easy but the little things they do to make you feel special and like they care about you as a client is above and beyond.
5

out of 5

POSTED: | BY: Shirley Burgess

EMBRACE IS TERRIFIC!!!

Embrace has been a lifesaver in helping cover Bandit's normal health expenses. They are prompt in acknowledging acceptance of the insurance form from the vet's office, & even more prompt in covering the claim. So glad I am using this company!!!!
5

out of 5

POSTED: | BY: Kricia Sullivan

Best pet insurance

My dog has separation anxiety and we take him to the vet several times and spend a lot money in vet bills but embrace pet insurance has cover each bill without problems.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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