1
out of 5
POSTED: | BY: George Cox
Impressive
This coverage is great.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jo Ellen
The Best
Embrace has been very good for us and our needs. We always are treated professionally. Our claims are handled expeditiously and we receive a good amount of money back from what we put out. So much better than the previous insurance we had. A shout out to Noreast Vets in Belmont, NH who recommended them!!!
5
out of 5
POSTED: | BY: Michael Burolla
Amazingly simple and wonderful customer service!
At first I was worried about having insurance and having to tackle fight medical terminology is that I didn’t understand. So I asked a lot of questions and I got a lot of answers everyone was very friendly and even though one of my claims was denied, they explained why in detail. I am extremely happy with the overall experience And would highly recommend embrace to anyone. They review and pay very quickly. That’s a huge bonus
3
out of 5
POSTED: | BY: Pro Bro
Beware of "pre-existing" conditions!
Well, I haven't had the opportunity to embrace Embrace. They decided that, because my cat had had a tooth pulled many years ago, under a different pet insurance, that his dental is a pre-existing condition and they will not cover anything related to dental. IF I have his teeth cleaned (at my expense) the exclusion is removed, and then they will cover a broken tooth. However, they will not cover the broken tooth extraction during the teeth cleaning, so I would have to put my cat under anesthesia a second time for extraction. VERY disappointing.
5
out of 5
POSTED: | BY: Diane Addante
Awesome
Embrace is the best. Everyone I talked to were helpful and concerned about my puppy. Laura was the one I dealt with the most and she was wonderful and worked diligently to process my claim in a prompt, professional manner. My daughter recommended Embrace and I can see why. I highly recommend Embrace to all.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.