Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cassandra

Embrace has always made it very easy…

Embrace has always made it very easy and simple to make sure my cat gets the best care! She had to have quite a few things done early on when I first got her and having the insurance there to help financially really helped! I will always insure my new family member with Embrace!
5

out of 5

POSTED: | BY: Alycia

Best pet insurance I've ever had!

Best pet insurance I've ever had!
5

out of 5

POSTED: | BY: Eric

Very happy with this company

Very happy with this company. After our first beloved dog, Misty, had various high medical expenses, we decided to get pet insurance for our future dogs. What a great decision! They are easy to contact and the plans are reasonable. I’d rather pay a small monthly fee than a surprise vet bill in the thousands. They have never given us a problem and pay quickly. Bravo!
5

out of 5

POSTED: | BY: John

I have had no problem with embrace it…

I have had no problem with embrace it has delivered as promised saved me with the puppy
5

out of 5

POSTED: | BY: Carl

Quick and fair claims processing

Quick and fair claims processing. Courteous and helpful staff. Offers peace of mind when concerns about the health or wellness of our Gordon setter arise. This is a wonderful experience.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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