Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Candace

My claim was handled professionally and paid very promptly.

When my dog had to have her mammary glands removed due to tumors, Embrace processed and paid the claim more quickly than I could have imagined. It gave me great peace of mind during a very difficult time. I would highly recommend Embrace.
5

out of 5

POSTED: | BY: Mariellen

So glad we insured our pup with Embrace

We are so glad that we purchased Embrace insurance. Our dog had a terrible accident. The vet gave us the best course of treatment and the process to submit the claims was straightforward. The explanation of benefits was completely aligned with what we had to pay. No surprises. Thank you Embrace! Our dog is getting better every day.
5

out of 5

POSTED: | BY: Sam

I appreciate the quality processing of my claim as submitted.

Once the waiting was up, processing was efficiently done yesterday (the 25th) by Kelsie and claims staff. I was quite surprised to see the benefits in my checking account today, the 26th. Altogether good work.
5

out of 5

POSTED: | BY: Tanisha

Very happy with Embrace

I’ve been very happy with my insurance coverage. Reimbursement times are fast and customer service is great.
5

out of 5

POSTED: | BY: Claudia

Best Insurance

Great insurance !!! Reasonably price and great coverage. Claim submission is very easy and they keep you informed on the status of the processing. Payment are done quickly. I ve never had any issues regarding the coverage. And the policies are easy to understand. Having the Embrace insurance for my kitties was a life saver. The earlier they get enrolled the better. Avoids the risk of the pre-existing conditions. We had to deal with cancer and kidney failure and I dont know how else we would have been able to get the best treatments.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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