Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Diane

My Bernese mountain dog is the same dog I insured when I started my insurance with you.

I was happy with this company until they raised the rate by $10 a month. That was quite a raise. They went from $29-$39. When I called and asked, they sent me a PDF of all the reasons why they raised my rates. I paid my bills on time and I did have some claims this year. I will look for another insurance. I despise insurance companies that raise rates when you start out, when there a puppy.
5

out of 5

POSTED: | BY: Shaked

Great servive

Great plain and covered!
5

out of 5

POSTED: | BY: Judy

I wish I would have had this for my previous pets!

This insurance has been so helpful and easy to use. If you are thinking about getting pet insurance, do it. If only human health insurance were this easy.
5

out of 5

POSTED: | BY: Viveca

Exceptional!

Would recommend Embrace to anyone with a pet. My dog is like my child and Embrace gives me peace-of-mind especially with the expensive allergy medicine my dog needs.
5

out of 5

POSTED: | BY: Debra

Grateful we joined Embrace!

We rescued a new puppy and had never had pet insurance. We decided better safe than sorry since we didn’t know her history. After enrolling, she had a few medical situations pop up. Embrace was wonderful! Easy to submit claims and quick refunds. Have recommended to family and friends!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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