5
out of 5
POSTED: | BY: Mitsuho
Hustle-free experience with claim…
Hustle-free experience with claim filings and fast reimbursements. I am so happy with Embrace that I have recommended it to two of my friends!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: James
Payments are very prompt
Payments are very prompt. Never a problem.
5
out of 5
POSTED: | BY: Wanda
I am new to the pet insurance world and…
I am new to the pet insurance world and have to say that I am very pleased so far with Embrace Pet Insurance. I also have the Wellness Option plan. I submitted my wellness claims and was reimbursed very quickly. It was so easy to do! Thank you Embrace Insurance. I have been recommending Embrace Insurance to every pet owner I know.
5
out of 5
POSTED: | BY: Kathleen
I have had a great experience dealing…
I have had a great experience dealing with Embrace.My dog has had some costly visits and surgery x2 and they have always come thru.
5
out of 5
POSTED: | BY: Yun
So easy
So easy. Easy forms. Quick service. They have never hassled me about a claim. We have 3 senior dogs for insured with them for years. I would highly recommend them to any pet parent.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.