Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,864

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy

Efficient, courteous, cost saving and a fun group of people who have my dog Riley's best interest at heart.

I am amazed at how quickly the claim was processed from start to finish. I also need to mention how knowledgeable and courteous the customer care staff are. It is a pleasure to do business with someone who truly wants to do business with me.
5

out of 5

POSTED: | BY: Jack

Our Cats are Very Important to Us (Retirees) & Embrace Helps the Cats and Us Stay Healthy & Happy

Over the years we have done whatever was necessary to keep our pets healthy as they ARE part of the family. When we found Embrace several years ago, it has helped us continue to enjoy our pets as we entered retirement. Service is outstanding, fast and fair.
5

out of 5

POSTED: | BY: Dr.

Peace of mind during unexpected pet emergencies

When our Rottweiler needed emergency surgery that involved the removal of a section of his intestines, we were hit with unexpected vet bills totaling almost $5000. Embrace quickly approved our claims and we were able to focus on helping our dog recover instead of focusing on a financial hardship. I highly recommend Embrace if you are looking for peace of mind during unexpected pet emergencies. Our Embrace coverage has helped us many times over the years. Thank you, Embrace!
5

out of 5

POSTED: | BY: Cindy

Great service...thank you!

Awesome service
5

out of 5

POSTED: | BY: Linda

Embrace Insurance is the best!

Always responsive and they turn around the claims quickly. I always recommend Embrace Insurance to my friends and family.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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