Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Renee

Wonderful

They have the best customer service and they answer all your question
5

out of 5

POSTED: | BY: Jeanne

Peace of Mind.

If anyone is on the fence about purchasing Embrace pet insurance, I would encourage them to do so. It has given me peace of mind knowing my cherished companion is covered.
4

out of 5

POSTED: | BY: Kathy

With the high cost of vet bills you'd be crazy not to have Insurance for your pet!

Had some issues with medication claims as well as two Dr.'s visits that were not submitted by the Vets office in a timely manner. With the help of an Embrace representative all medication claims were honored and as for the two office visits one was covered due to the fact that the vets office provided proof of fax date and information sent to Embrace. The other office visit was not covered due to the vets office waiting too long to submit the claim. I now check on all claims and dates submitted and am vigilant about using the claims Portal. I do appreciate Embrace for honoring all claims eventually within the policy time frame.
5

out of 5

POSTED: | BY: James

You all are doing a good job

Keep up the good work , i’m happy with The insurance for my pets
5

out of 5

POSTED: | BY: Kevin

Excellent and communication is perfect

Excellent

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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