Embrace | Pet Insurance Review

Really really amazing insurance. Two of my kitties are dealing with serious medical conditions : cancer and kidney failure and without insurance it would have been impossible to afford the medical care Embrace has a great coverage and very reasonable premiums. The younger the pets are when enrolled, the better, to avoid any pre-existing conditions. Its worth every paid when they are healthy, because its inevitable they will deal with illnesses or accidents. Claim submission its very easy and the payments are fast. Customer service very very nice. Truly makes a difference dealing with a nice person when going through stressful times. I recommend them 100%

I give them the highest rating possible : very reasonable premiums and an honest and easy to understand policy terms. Claim filing is very easy and they are keeping you informed on the status. Payments are quick. Every time I interacted with the Customer service ( which usually is not necessary since the process is very smooth ) they are super nice and friendly. It makes a huge huge huge difference to have insurance, when treatments are needed. Have the pets enrolled as young as possible, its a great decisions. Life saving.

I wish I had not signed up for this coverage as Embrace is being very unfair in payment on a major surgery to save my pet's life. Yes, he had kidney stones in 2017 but obviously these are not the same stones but new ones. How can you say they were preexisting. And to not even pay for even the endoscopy that removed the stone blocking urination is horrible.

We signed up for pet insurance because our cat is genetically predisposed to gum disease and gingivitis. We took the cat in for her yearly cleaning and were denied because we didn't have the "wellness plan" for dental. This extra wellness plan costs upwards of $50/month per cat (we have four) to cover only $650 worth of coverage. This was not apparent when we signed up, and I am very disappointed in this bait and switch. We will be shopping for other options.

My girl required TPLO surgery to repair a torn cruciate ligament and Embrace really came through for me. I love that you can customize a policy to fit your requirements. I work at a veterinary clinic and will inform anyone inquiring about pet insurance how Embrace helped my baby!