5
out of 5
POSTED: | BY: Melanie
If you have a pet you need Embrace.
So glad we have this insurance. Claims are paid quickly. We swear by Embrace.
4.9
out of 5
Number of reviews 19,864
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Pam
Wellness claim
I have always appreciated that when I fax a claim I usually get a "received email" right away but this time is it was over a week and I never heard so I faxed again and then you folks had to discharge the second claim.
5
out of 5
POSTED: | BY: Pamela
So helpful and curtous
This insurance never disappoints!
5
out of 5
POSTED: | BY: Shelly
Simply Amazing
Embrace makes it easier for me to focus on the care of my dog jake.
5
out of 5
POSTED: | BY: john
Peace of Mind
So far I am very happy with having pet insurance for our companion and ESA
Other than making us re XSend the same papers over and over we did get great customer care each contact mahalo
I recommending Pet insurance every chance I get to wjoever doesn't know it exist.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.