Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Kate

Embrace has been wonderful

Embrace has been wonderful. Through the years we have covered four dogs. One received treatment for a mast cell tumor, including chemo. Our claims were covered with no issues. Our second dog fell ill, there was no hope. Our claims from those few days were covered as well. We have not filed claims for dogs three and four. I do not send in claims for anything small (under 500.00). We have three healthy doggies at the moment. I do question the big premium increase we had when we moved. This state's vet charges are far less. It doesn't make sense to me.
5

out of 5

POSTED: | BY: Lindsay

It is a great piece of mind knowing my…

It is a great piece of mind knowing my dog tanner can be treated to medical attention if he needs it. He is a part of our family and needs the best care, just like the rest of my family.
5

out of 5

POSTED: | BY: Lulu

Great experience

I've had very positive response from EMBRACE when I have contacted them. I am very happy to know that when Daisy had gone to the hospital they have covered her expenses. I highly recommend embrace to anyone. I should had that I have been with embrace for almost 7 years
5

out of 5

POSTED: | BY: Shelly

Great Company

My bishon frise needed a major operation. I sent in my paperwork and embrace covered up to the insurance limit I had, no questions asked. Thank you Embrace
5

out of 5

POSTED: | BY: Sandi

Satisfied Customer

Embrace Pet Insurance has been great.. no hassle, prompt payment and paperless via our Veterinary Clinic. Could not ask for better!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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