5
out of 5
POSTED: | BY: Keiko
Fast and easy customer service and…
Fast and easy customer service and claim support
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Brandon
Embrace made a difficult time much easier...
Embrace made a difficult time much easier to work through with their helpful and transparent claims process. I uploaded my claims information via the user friendly web portal and had a response within 2 days, even to alert me that a document was missing (instead of ignoring the discrepancy and rejecting the claim as some insurances do). Once the claim was processed I received payment within 1 week and there were no hidden limitations to my coverage. Overall a great experience.
5
out of 5
POSTED: | BY: Carolyn
Member for 12 years with no complaints
Member for 12 years with no complaints. Claims quickly assessed and payment issued. Always able to speak with an Embracer if needed. The only problem I have had was getting response to emails, but again there is always a real person available. If your furry person needs a special diet Embrace pays for it . My cat has many allergies, Embrace paid for 80% of the expense for skin testing which was $2,000 and all his medicines were paid for under the Wellness plan which is less than $19 a month. Yearly exams are covered in full if you have Wellness and any bloodwork is covered in full. My cat is a senior now and senior blood tests are $300to $400 and are covered by Wellness. This company offers dental with anesthesia and accident coverage as well as joint surgery. The initial waiting period when you sign up is 10 days. Can't say enough positive things about this company. They will pay your Vet directly which makes it easier all around. I never have to concern myself that I can't provide the care my cat needs, Embrace is there at a reasonable price.
5
out of 5
POSTED: | BY: LAURA
Great company
Great company - easy to work with. Claims paid in timely matter ????????
5
out of 5
POSTED: | BY: Jeffrey
Getting pet insurance is the smartest…
Getting pet insurance is the smartest thing I’ve done in a while.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.