Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,864

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rick

If you call your pets "your kids", you have to have Embrace!

I didn't know Embrace covered such a wide variety of claims. I thought only accidents were covered, but they cover illness as well. Thank you Embrace. I thought the premiums were costly, but I've come to find out I'm the one benefitting ( and my cats)☺🐱
5

out of 5

POSTED: | BY: Megan

Excellent company!

Excellent company! Easy to navigate app, quick response from staff, very reliable!
5

out of 5

POSTED: | BY: Shirlane

Embrace is the compassionate insurance company.

The folks at Embrace have always been compassionate, fair and professional in all of our interactions.
5

out of 5

POSTED: | BY: Jane

So happy with Embrace Insurance, glad I have it.

So happy with Embrace, all my questions were answered, staff was easy to work with. Took care of my claim in a timely manner. So glad I have it. Never did have insurance for my last four dogs, what a difference. Vet visits can be costly.
1

out of 5

POSTED: | BY: Breona

Go elsewhere

Really disappointed with this company and will be changing over to Healthy Paws
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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