Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Daniel

Prompt service

Embrace quickly reviewed my claim. I received a message from the Claims Team with a person to contact if I had questions. The service feels as personal and as responsive as going to my veterinarian. Yay Embrace.
5

out of 5

POSTED: | BY: Robin

Embrace has restored my faith in the insurance industry 100%!

The staff at Embrace are compassionate, caring, and professional. They handled a multitude of invoices and processed all of my claims expediently. They were easy to reach on the phone and via email, and answered all of my questions. I highly recommend this company to anyone who may feel the need to purchase pet insurance, I never imagined that my sweet Molly Mae would get hit by a car but it happened! She survived and we are 100% satisfied with the service provided by Embrace!
5

out of 5

POSTED: | BY: Paul

They covered our claim.

Easy to make a claim. Good customer service. No hassle.
5

out of 5

POSTED: | BY: Sam

Great job as always

Handling of this claim as usual over the years has been first class Thank you!!
5

out of 5

POSTED: | BY: Jill

LOVE Embrace!

I absolutely love this company! Interactions are easy and people are kind. They follow through with all their policies, everything is transparent. They really care about their customers human and animal!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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