5
out of 5
POSTED: | BY: Bethany
Best protection for your fur baby
Love knowing that my baby has great coverage for the unexpected and well pet plan is great for his preventative needs to keep him healthy
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Danielle
Embrace was wonderful.
My kitty go very sick. He nearly died and spent in total over a month in the hospital. After surgery and months of recovery and relapses, he is finally starting to get better. Needless to say, it was very expensive. Without Embrace, we couldn't have afforded Fishcake's vet bill. The only problem we had was that some of the claims took a little while to go through, probably because there was so many of them. If you have a pet, get pet insurance. Embrace was easy to work with, reasonable fast, and super nice.
5
out of 5
POSTED: | BY: Tracey
Best Pet Insurance
My first claim, for more than $5k, was submitted ten days after beginning coverage. My cat, Gray, got an infection that required surgery and nine months of medication. Embrace was incredible then and I knew I’d have them for life.
Four years later and zero claims, Gray started exhibiting the same symptoms—sneezing and seizures. We went back to the same neurologist and he required an MRI and spinal tap. Again, Embrace was there for us. In fact, because he hadn’t had a claim in more than three years, they even took $150 off of his deductible! Who does that?!? Embrace. That’s who. I recommend Embrace to everyone I know. They are unequivocally the best pet insurance I’ve ever experienced. Their staff, their policies and their timeliness are second to none.
5
out of 5
POSTED: | BY: Mary
Don't hesitate--buy the insurance now
I am one of those folks who hesitated about purchasing insurance for my dogs. I recently incurred a tremendous debt due to the final care of one of my beloved pets. Whew! That taught me a valuable lesson about canine health insurance. I need it and they do too. And buying it through USAA saved me money, making the insurance more affordable. So know you'll wish you had this insurance when something bad happens!
5
out of 5
POSTED: | BY: Alice
Wonderful!
Embrace is such a wonderful company. My cat has been troubled by skin issues recently. Embrace has covered all her work-ups and vet visits. I highly talented getting embrace pet insurance!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.