5
out of 5
POSTED: | BY: Daisy
Happy with Embrace except dental should…
Happy with Embrace except dental should be included
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Deb
Absolutely love this company
Absolutely love this company. They handle claims in a very timely manner
5
out of 5
POSTED: | BY: Steven
We're happy we chose Embrace Pet Insurance
We've had our smart and cute cat now for about 6 years. Unfortunately, soon after we adopted her from the shelter, she had some medical issues which cost us quite a bit of money to resolve. That's when we decided to get some help should she have some future problems. After doing quite a bit of research, we decided on Embrace Pet Insurance to protect our kitty. She recently had some minor problems and Embrace quickly reviewed and paid our claim. Thanks Embrace, we're glad we chose you!
5
out of 5
POSTED: | BY: Susan
Happy with quick response
Competent and prompt
5
out of 5
POSTED: | BY: John
Swift processing and full agreement with our desired refund!!!
Even with being very busy, Embrace can expedite size able claims when they say they will do so.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.