Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jane

The best choice for your pet is Embace!

Embrace us the Best insurance you can buy for your pets they are dependable honest and pay your vet bills on time and with great consideration I could not imagine having my pet without embrace
5

out of 5

POSTED: | BY: Linda

Embrace pet Insurance is great!!

Great Pet Insurance!!
5

out of 5

POSTED: | BY: Richard

I was completely surprised with how…

I was completely surprised with how easy the claims process was. I simply gave the form to my vet and they did the rest. There was no nit-picking about the amounts allowed, etc.
5

out of 5

POSTED: | BY: SHARON

Satisfied

Very easy to understand/submit claims. Claims reviewed in a timely manner. Staff very nice and helpful when calling in for information.
5

out of 5

POSTED: | BY: CB

Hunters healthcare

Response and clarification of coverage is great.the wellness coverage inspires to keep your pet up to date on shots and other other preventive measures
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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