5
out of 5
POSTED: | BY: Genny Reid
Overall The Most Flexible
I am very happy with Embrace. I believe their wellness program is the best, no deductible no waiting very affordable, pays 100% of wellness.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Louise Chadborne
Definitely sign up their worth it
They are always timely when answering their phones polite take care of me excellent no issues ever they cover a lot loved them highly recommend them and I'm a pretty particular person
5
out of 5
POSTED: | BY: Lauren
Very happy with my Embrace Pet Insurance
I have had very good service with Embrace and glad I made the choice for this particular insurance over the many others. They are fast to reimburse and keep you posted along the way as to the status of all claims. Customer service replies are fast and in-writing, which I like. I will be adding my second pet to the policy as soon as the adoption paperwork is complete!
5
out of 5
POSTED: | BY: Jean Davis
Embrace Pet Insurance is the BEST!!
As a relatively new Embrace Pet Insurance customer, I have had a GREAT experience with the Embrace claims staff and customer service team! I had extensively researched pet insurance options and know I made the best decision to choose Embrace. The insurance options are numerous and affordable, the claims process and reimbursement is FAST, and the claims staff and customer service team are FANTASTIC to work with! I highly recommend Embrace Pet Insurance to anyone wanting to provide their pet with the best insurance available with affordable options for every budget!
4
out of 5
POSTED: | BY: Laura Sherman
Very Helpful and Understanding
The call wait volume was not crazy, so I wasn't on hold for that long. Once Jess began speaking with me and began the process of getting my quote together, it was a very enjoyable experience. I was talking to a real person that was interested in helping me find the right insurance policy that worked for me and my Fur-baby.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.