Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: RG

Our chocolate Pomeranian Bear

My fiance and I decided to add a small chocolate Pomeranian to our family this year and he is an extremely curious little fella. He fractured his front leg a few months ago and it the team at Embrace handled the claim with spectacular customer service. Each representative I spoke with was kind, respectful, and caring!
5

out of 5

POSTED: | BY: Terry

No better company to look after your pet family!

The folks at Embrace go out of their way to make each client feel as if they--and their fur babies--truly matter! My baby was diagnosed with canine lymphoma, and I was devastated. Especially after having lost my other angel to liver cancer earlier in the year. When my first angel left me, I received a sympathy card in the mail, signed by the entire Embrace staff. When my second girl started her chemo treatments, the claims staff went above and beyond to help speed the claims process along and keep her treatment plan moving forward. Cannot say enough wonderful things about this amazing, thoughtful group of people! Keep up the awesome job!
5

out of 5

POSTED: | BY: Anthony

Embrace has been great to my dog and me

Embrace has been great to my dog and me
5

out of 5

POSTED: | BY: Yvonne

Claims always handled promptly

Claims always handled promptly. Reimbursements issued within days of approval.
5

out of 5

POSTED: | BY: Kristy

EmbracePet Insurance is the best thing…EXCELLENT INSURANCE COMPANY

EmbracePet Insurance is the best thing I decided to do. Pays exactly what they say and pay quickly. Great company!! I referred my daughter to them, she loves them also. I would recommend everyone to get EMBRACE PET INSURANCE!! Thank you Embrace. Kristy Bikowsky
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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