Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lou

As pet parents of Mia for about 4 1/2…

As pet parents of Mia for about 4 1/2 years now . We are extremely happy with Embrace Pet Insurance. Every step of the way from initial puppy visits to vet , monthly meds , grooming etc . Has been a great experience for us. We have referred and I would recommend anyone to apply for this insurance . Vet bills are expensive !! The customer Service is outstanding and the new app is easy to use !! Check them out . You will not be sorry you did. Kris and Lou Oliveri
5

out of 5

POSTED: | BY: Eliane

My name is Eliane my pet is bella a…

My name is Eliane my pet is bella a domestic black cat,and embrace is great insurance help me so much with the Bill's of bella surgery and it was peace of mind that I know that embrace is taking care the bill,also the costumer servise is so professional and so helpful I recomend embrace to every one !! You will be very satisfied with embrace Sincere ,eliane and bela ( my lovely cat bella)
5

out of 5

POSTED: | BY: Cindy

Insurance for my cat.

Had a great experience with the insurance I have for my cat. I was reimbursed very quickly with no problems and the entire process was really easy. So glad I made the decision to go this route.
5

out of 5

POSTED: | BY: Hilda

Embrace Pet Insurance, the best because you really CARE!

Embrace Pet Insurance means a lot to us. Our dog is protected always and we are happy to have this insurance for "Pulguita". Customer service is always a plus when we call or we go online. They have the right answer to our questions all the time. We can count on you for your empathy and personal interest when we contact Embrace Pet Insurance. You are the best!
5

out of 5

POSTED: | BY: Jennifer

I have such a feeling of relief knowing…

I have such a feeling of relief knowing my cat is covered. Embrace has been very quick to process all claims. So glad we chose them.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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