Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JULIA

EFFICIENT

CLAIMS ARE ALWAYS HANDLED EXPEDIITIOUSLY. NO FOLLOW UP CALLS ARE NEEDED - BUT WHEN SO, EMPLOYEES ARE ALWAYS COURTEOUS, HELPFUL, AND TAKE CARE OF THE SITUATION. GOOD COMPANY...
5

out of 5

POSTED: | BY: Mary Kelly

Glad I got the insurance. Has really helped with high vet bills

This insurance is expensive. However I wouldn’t be without it. I had to have a growth taken off of my lovely golden and then sudden pancreatitis. The bills have been very high. I am on a fixed income. This insurance have kept me within my budget.
5

out of 5

POSTED: | BY: Andrew Heydon

Embrace goes above and beyond to help

Absolutely stellar service by Dan Folino. He truly made the experiece I had to get a surgery done on my animal, a seamless, well taken care of, experience. He went above and beyond to ensure that my dog received the surgery he needed in a timely manner. A++
5

out of 5

POSTED: | BY: DONNA SANTOS

This is the best thing I could have ever done for my boy and I.

Having pet insurance gives you the peace of mind knowing if anything ever happens, I have help in getting care for my boy! I recently encountered an ER visit with my boy (1st time ever in my life having to take a pet to ER) all I can say is the peace of mind knowing I have this in place is the most reassuring thing to ease my mind and help my pocketbook! Thank you EMBRACE!!
5

out of 5

POSTED: | BY: Cheryl Brown

Excellent service

Excellent service! Speedy claim processing
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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