Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jane

I couldn't be more pleased with…

I couldn't be more pleased with purchasing Embrace Insurance for my Frenchie. If you have a Frenchie, than you already know good insurance is key. Embrace has reimbursed all my claims in a timely manner. I have no complaints and I am very happy that I chose embrace.
5

out of 5

POSTED: | BY: Susan

Customer service excellence

So far, I’ve experienced outstanding customer service and very fair review of all claims. My Lab is 5 years old, adopted one year ago, so I’ve had slightly over a year participating with Embrace.
5

out of 5

POSTED: | BY: Shirley

Embrace Pet Insurance

Staff were very helpful in addressing my questions. I received prompt reimbursement of my vet bills.
5

out of 5

POSTED: | BY: Kelsey

I love Embrace

I love Embrace! Their coverage is great, customer service is always so helpful. I am so excited for the launch of the app!!! I am a veterinary professional and I tell our clients about Embrace all the time! Best decision I ever made for my dogs!
5

out of 5

POSTED: | BY: Christine

Bowel obstruction

Claim covered for 80% reimbursement and done very quickly. Thankful for the turn around and the peace of mind after emergency surgery. Also so thankful to phone support, they are amazing and super kind and helpful whenever I call with questions. Thanks Embrace!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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