Embrace | Pet Insurance Review

These people denied a claim. My dog was in the yard playing with the other dog. I don't know if he scratched her eye or a branch that was in the yard scratched her eye but I can pin point the accident to a date and period of time within 3 hours. they're denying the claim for pre-existing conditions. Absolutely absurd

We purchased Embrace Pet Insurance when our Golden was a puppy. Unfortunately at 6 years old he was diagnosed with Lymphoma. Thanks to Embrace Pet Insurance and the caring and responsive staff, we are able to provide the best treatment money can buy and we can focus on our pet’s recovery and not worry about how we are going to pay for this lengthy treatment. Seamless transactions to reimburse for treatments. I highly recommend Embrace to anyone interested in ensuring a long and healthy life for your dog.

I want to say thank you for making it easier insurance claims and procedures those things are hard for for me to understand and you guys made it such a simple process the claim downloading and uploading. Your team did all the work . To leave me the time take care of my pet thank you very much EMBRACE PET INSURANCE

This is the first time we have ever purchased insurance for our furbabies. We decided when we adopted a 9 year old Scottish Terrier rescue and then an 8 week old Scottish terrier puppy that we would look into pet insurance due to our previous scottie rescue that we adopted at 3 years old became sick at age 11 and the monthly medical expenses were so high we couldn't afford to go to specialist to find out what the underlying problem was. We had to rely on the local vet who just threw multiple medications at her and she passed away 6 months later. We were devastated and decided if we ever adopted another rescue we would have insurance. The 9 year old rescue was healthy except for allergies, which is a pre-existing condition and not covered by any insurance. We actually thought we wouldn't be able to afford the insurance because it would be too expensive on a senior scottie. We looked into several different insurance companies and liked the fact that we could pick the amount of coverage and deductible we wanted or could afford. We also were insuring our puppy. We inquired with several companies and decided on Embrace. After paying our first month premium, we requested a complete medical review so we knew what was covered and what wouldn't be covered so there wouldn't be any surprises. The insurance was a decent price for 2 scotties. 6 months after purchasing the insurance our senior was diagnosed with osteoarthritis. I sent in the claim and it was approved within 1 week. Recently our rescue was diagnosed with a tumor on her eye and they found a mass under her tongue. I sent in a pre-auth to find outif it was covered. Received the answer and what they approved and what our out of pocket cost would be. They covered most of the surgery and minus the deductible knew what we were responsible for. Thanks to Embrace, we were able to get the surgery she needed. They covered everything they said they would. We feel at ease knowing that we don't have to worry about whether we can afford getting the best medical care when our furbabies get sick or injured because Embrace has us covered.

My lab has been insured through Embrace since she was 8 weeks old. She recently was diagnosed with a Mast Cell tumor that required surgery. I submitted a claim that was resolved extremely quickly. I am very happy with Embrace