Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gareleck

Excellent service

Excellent customer service. Quick response to claims. Very fair review of claims.
5

out of 5

POSTED: | BY: Jeff

Cannot recommend enough!

: I know I haven't written a review, I want to tell you how much we appreciate you being here for us. I will never have another pet without your coverage. We have been family members for a few years and have recommended you to some of our friends who now are family members of Embrace as well. You have provided us with the assistance when needed. Our young girl Layla has been the Seahawks 12s Dawg, a Christmas appearance on a national tv show from her beautiful Christmas card. This would have never happened without having Embrace. We'd love to send her card and some pics to the folks who help keep her special! Thank you, Lisa, Jeff and Layla
5

out of 5

POSTED: | BY: Jeanette

Best benefits and customer service

I would definitely recommend Embrace to any and all pet owners. The Medical Insurance is efficient and straightforward. In addition, the Wellness Rewards Program functions like a savings account and all claims are handled in a timely manner. Embrace customer service is reliable and extremely helpful.
5

out of 5

POSTED: | BY: Brenda

With Embrace you CAN afford to insure your pet

I looked for affordable pet insurance could not afford any ! Embrace let’s you choose your plan. Their customer service is by far the best. I turned in my first claim last week. It’s so easy one peice of paper your vet fills with your invoice. They have already paid my claim!! I chose direct deposit. Don’t look any further Embrace is what your looking for
5

out of 5

POSTED: | BY: Helen

EXCELLENT AND FAST RESPONSE..VERY APPRECIATED

Aside from the $200 deductible which I wish could be lower, the service and kindness was really excellent. However, I wish the rates would not increase because Hermione is getting older.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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