5
out of 5
POSTED: | BY: L jordan
Always prompt in reviewing a claim
I really like Embrace pet insurance. Staff are always professional and helpful when calling. Claims are promptly handled. Highly recommend embrace
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: kirsten
fast and hassle free
first claim made and it could not have been easier. left paper with vet and they filled it out, faxed it to them. got emails keeping me up to date on the status. got the check within 2 weeks i believe.
5
out of 5
POSTED: | BY: Cathy O’Neill
Thank you
With five dogs in our family, it was important to have insurance for their medical care. Embrace has helped us financially on many occasions to date. We’ve been through tracheostomies, Cushing, gastric foreign body removal, lymphadenopathy, frontal lobe tumor, bladder stone removal and now pheochromocytoma. As we lose our beloved pets, we rescue yet another. And the newbie is immediately added to our policy.
We have a dog sitting business (The Irish Sitters, LLC) and a huge clientele. There is never a day that we don’t tell our clients about Embrace. Y’all have pulled us through some very hard times and we appreciate the service you offer.
Thank you Embrace!
5
out of 5
POSTED: | BY: terry mayes
A LITTLE EXPENSIVE BUT GOOD
I would prefer an insurance that one could carry a card and it just be accepted for payment rather than a reimburse after the fact
5
out of 5
POSTED: | BY: Taryn Guelker
Terrific coverage/service
We have had Embrace for years. Have NEVER had an issue. We just lost our beloved Cheyenne whom we had extensive treatment for in the past couple of years and not once was questioned or denied. They are terrific and we highly recommend them to our fur baby’s owners.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.