Embrace | Pet Insurance Review

So happy with Embrace, all my questions were answered, staff was easy to work with. Took care of my claim in a timely manner. So glad I have it. Never did have insurance for my last four dogs, what a difference. Vet visits can be costly.

Really disappointed with this company and will be changing over to Healthy Paws

Embrace Pet Insurance was so affordable. I have Wellness plus illness. My claims were processed in a quick manner. They were so compassionate at the loss of my pet. I would highly recommend them.

I have had coverage for my cat Swirley for about 5 years now and until now, previously made only one tiny claim. Now my cat has been diagnosed with hyperthyroid, a common condition for older cats and expensive. My experience with pet healthcare insurance companies before was that as soon as you actually needed them, they would find any excuse to reject your claim. All they wanted to do was to collect premiums and deny as much care as possible. (Gee, that sounds exactly like what the greedy human healthcare insurance companies do!) Embrace was different. I did have one claim denied, but that was because the vet didn't write up the claim form correctly. But Embrace made it very easy to appeal their previous denial and after the situation was explained to them, they corrected it and covered the claim. Embrace has lots of different plans and some very low deductibles. It is much better than any previous pet health insurance company I have ever had. Wish they would start running plans for humans, ha! I'd join in a heart beat!

Submitted claim on the 8th of May, and on the 20th received notification that claim had been processed and reimbursement would arrive within 10 business days. Today would be day 10 and still no sign of reimbursement. Haven’t had to wait this long in the past.