5
out of 5
POSTED: | BY: Daniel
Excellent service
Excellent service. Payment was fast and the communication about my claim was excellent..
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Guadalupe
For 5 years the best pet insurance no…
For 5 years the best pet insurance no problems at all alway very professional
5
out of 5
POSTED: | BY: Lilly
Smooth process for getting it quickly done.
Ruby has been very healthy. She suddenly developed symptoms that couldn't wait for the vet, and we took her to an emergency clinic. It was a good thing we did. It was relief to know we had pet insurance. Now, I am very relieved that we had Embrace. Their process for submitting claims is smooth and easy. Within days of submission, we had the results, which were what we expected. I can tell you the insurance we had on our previous Rottweiler was an entirely different story. I highly recommend Embrace. Good customer support. Customer portal.
3
out of 5
POSTED: | BY: Andrea
Worst experience so far
After a freak accident at the dog park my dog was limping badly. I rushed her to the vet to check if anything was broken. This has never happened before and my dog has never limped in the almost 2 years I’ve had her as well as a plan. I’ve been with Embrace since I rescued her and never had a problem with claims until now. I understand for orthopedic issues they need more info but waiting almost a month to review a claim is ridiculous. Poor Libby is still limping but I can’t afford to take her to the vet if it’s not covered. Customer service was great but not impressed with how this was handled by Embrace as a company. I was going to recommend Embrace to a friend of mine but after this experience I don’t think I will
5
out of 5
POSTED: | BY: Heather
Reasonable premiums, quick service
The premiums remained reasonable during the 7 years we used Embrace, and the claims were paid out in a very reasonable amount of time.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.