5
out of 5
POSTED: | BY: Tracy Jaffe
Quick, fair claims process
My claim was processed quickly and fairly.
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4.9
out of 5
Number of reviews 20,322
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Benjamin Campbell
We have been members for several years…
We have been members for several years and am impressed with Embrace’s efficiency. So much so, that we have referred several friends and Embrace.
5
out of 5
POSTED: | BY: Jan Braaten
Amazing company.
This company is outstanding in every way. We lost our dog in February, and Embrace has helped me so much since that day. Every employee I have dealt with has been empathetic, professional, responsive. I even got a sympathy card from the person who dealt with my case. I could not give them a higher recommendation!
4
out of 5
POSTED: | BY: L.Johnson
Embrace Pet Insurance is great
Embrace Pet Insurance is great. We are quite pleased so far after being a client for over a year. Some things could run smoother however, such as claim forms being more detailed, and claim processing time being less. Should have claim forms for accidents, and a separate one for illness. The Wellness Policy is fantastic. It takes care of my pet grooming and medications. THANK YOU EMBRACE PET INSURANCE.
5
out of 5
POSTED: | BY: James Marcinkowski
My cat Bella required several medical tests.
My cat Bella required an Ultrasound under sedation and a biopsy also under sedation as well as x-rays and bloodwork. All this was covered under the policy and deposited in my bank account very quickly. Very good customer service. The policy saved me several thousand dollars in medical fees. I was very impressed.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.