Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,001

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: james

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youry helpful customer service person was very helpful and very courteous. thank-you!
5

out of 5

POSTED: | BY: Barbara

Your company helps to keep me grounded with my dogs.

I could not have my dogs (3) without your patience and support! My dogs are a highly valued pack and I am grateful for the time I am privileged to have with them
5

out of 5

POSTED: | BY: Andrea

Great Pet Insurance — Embrace

This is the best pet insurance I have ever had! Also, their customer service staff are great and ever so responsive!
5

out of 5

POSTED: | BY: Leslie

Pawesome!

Great insurance by caring people! I received several quotes and this place far exceeded others in all aspects from price of policy to being caring.
5

out of 5

POSTED: | BY: Susan

Grateful for Embrace Pet Insurance

We are very pleased with the response to our claims for Harry, our Miniature Schnauzer. We worked with Embrace and our veterinarians to assure we had the information required for our claims. Harry went through some complicated medical issues in his young life and is now a thriving, smart, loving, and happy little boy dog. Embrace responded to our claims and paid promptly. I have recommended this insurance plan to several friends. Thank you to everyone at Embrace!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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