Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,001

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lorena

Great value

My dog Angel was mauled by a dog last December and the resulting vet bills were over 2K. I was reimbursed the 90%. It took a while to get a check in the mail but I am sure direct deposit is a bit quicker. They do not pay the vet straight out so hopefully your emergency vet accepts payment programs or you have good credit if you do not have the cash in hand. The price is very low for how much they were providing for my pets health.
5

out of 5

POSTED: | BY: Gemma

Your company is amazing...excellent service

Your company is great...the service I receive is superb...your representatives are friendly, knowledgeable, and very professional...
5

out of 5

POSTED: | BY: Nancy

Extraordinary, caring,professional pet insurance with ease of claim filing.

Pleasant caring people from the first introduction. This insurance company has something for everyone as you set your own parameters. The process is client driven, fast and fair. Such a difference than my previous pet insurance company.
5

out of 5

POSTED: | BY: Dana

Fantastic service

Great pet insurance. Fast claim processing and reimbursement!
5

out of 5

POSTED: | BY: Gloria

Embrace Insurance is awesome

When my dog came down with lymphoma, they have not denied one claim. I am so glad I enrolled with them. I have three dogs insured by them and have peace of mind for the future.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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