Embrace | Pet Insurance Review

My 5 yr. old yorkie loves snacks and we love giving them to her. We recently discovered that we were giving her too many of the wrong kind. We noticed she had developed terrible breath and passed it off as a dental problem...not so! We found out that her liver enzymes were very elevated and she could develop pancreatitis. Well, it was an easy fix (lay off all of the fatty food and snacks) and Maggie is feeling much better. The Embrace team make it so easy to process a claim and they are always there to follow up and answer questions! SO GLAD we are "Embraced"!

I have a senior dog (approx. age 12 years)and, although her overall health was very good at the time, I decided to investigate pet insurance companies. Embrace gave me the best rates and coverage, so I signed up with them and a few months later my dog, Chelsea, started acting really lethargic. After tests, it was revealed that she had hypothyroidism and needed to be on medication for the rest of her life. The tests to determine this were expensive and my co-pay of $500 was applied. I have had a total of 3 claims for her, and EVERY time, there was something that was covered and reimbursable. I am so glad I made the choice to go with Embrace!

very impressed with the professionalism in taking care ofour medical claim for Paula.

we purchased our dog from a breeder. After trying to get Embrace Pet Insurance we learned through your required pet exam that our young German Sheppard puppy had Hip Dysplasia. It was because of your required exam that we found that out, so thanks so much for the required exam. The only problem that we have is that it is considered as a pre-existing condition. He is a very costly addition to our family, but we love him so much. Thousands of dollars have gone into him. He is so young and I do not want him to suffer. Thank you so much we are very happy with your company.

Our 8 y/o GSD required a total knee replacement. Unfortunately, things did not go smoothly and there were complications (torn ligaments) that required an additional four(!) surgeries - including ligament repair, an allograft, and ultimately a second new knee - over a period of approximately ten months. Needless to say, this was an incredibly expensive and emotionally trying ordeal. All the surgeries, follow-ups, radiographs, etc. cost approximately $20,000. We submitted over a dozen claims to Embrace throughout the experience and they were always processed and paid quickly. Because the process usually went so smoothly I rarely needed to contact Embrace. But the few times that I did I spoke to helpful and caring employees. In total, Embrace reimbursed us our annual maximum of $15,000. When your best friend is ill or injured, the very last thing you want to worry about is money. Having Embrace helped us focus on what mattered most: the health of our dog. As a result of this experience I have enthusiastically recommended Embrace to every pet owner I know. Five friends/family have already heeded my advice and insured their dogs with Embrace. Our experience is probably best summed up by the fact that my wife wants to bake ‘thank you cookies' for all the Embrace employees!